1. Privacy Policy

Effective Date: 25 October 2025
Company Name: WorldFiscal – International Finance & Advisory
Registered Address: 149 Rochor Rd, #05-12 Fu Lu Shou Complex, Singapore 188425
Email: support@worldfiscal.com
Phone: +65 6337 4933

1.1 Introduction

WorldFiscal respects your privacy and is committed to protecting personal information in accordance with applicable laws in Singapore and international standards of good practice. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit or interact with worldfiscal.com or communicate with our team.

By using our website or providing your information to us, you consent to the terms of this Privacy Policy.

1.2 Information We Collect

We may collect the following types of information:

  • Personal Information: such as your name, email address, telephone number, and business contact details when you submit an enquiry or request a consultation.

  • Business Information: such as your company name, registration number, and related documentation provided for service delivery.

  • Technical Information: such as browser type, device identifiers, and IP address, collected automatically for security and analytics purposes.

  • Communications Data: correspondence, feedback, and any other details you share with us by email or through web forms.

1.3 How We Use the Information

WorldFiscal uses collected data for the following purposes:

  • To respond to enquiries and provide requested information or services.

  • To manage client relationships and communicate about ongoing projects.

  • To comply with legal and regulatory requirements.

  • To maintain the security and performance of our website and internal systems.

  • To send administrative messages, updates, or legal notices related to your account or engagement.

We do not sell, rent, or lease personal data to any third parties.

1.4 Data Disclosure

Your information may be disclosed only:

  • To our employees and consultants on a need-to-know basis.

  • To professional or technical service providers who assist us in operations (such as IT or accounting support).

  • Where required by law, regulation, or legal process.

  • With your consent, where you have requested us to share information with third parties (e.g., government agencies or professional counterparts).

All parties handling personal data on our behalf are required to observe strict confidentiality obligations.

1.5 Data Retention

We retain personal data only for as long as necessary to fulfil the purposes described in this policy or as required by law. When no longer needed, data will be securely deleted or anonymized.

1.6 Security Measures

We implement reasonable administrative, technical, and physical safeguards to protect personal data against unauthorized access, disclosure, alteration, or loss. However, no electronic system is completely secure, and we cannot guarantee absolute protection.

1.7 Your Rights

You may request access to, correction of, or deletion of your personal data held by WorldFiscal. You may also withdraw consent for data processing at any time, subject to legal or contractual restrictions.

To exercise these rights, please contact our Data Protection Officer at support@worldfiscal.com.

1.8 Updates to This Policy

This Privacy Policy may be updated periodically to reflect changes in legal or operational requirements. Updates will be dated accordingly and published on our website.

1.9 Contact

For any privacy-related questions or concerns, please contact:
Data Protection Officer
WorldFiscal – International Finance & Advisory
149 Rochor Rd, #05-12 Fu Lu Shou Complex, Singapore 188425
Email: support@worldfiscal.com Phone: +65 6337 4933

2. Cookie Policy

Effective Date: 25 October 2025

2.1 Introduction

This Cookie Policy explains how WorldFiscal uses cookies and similar technologies on worldfiscal.com to improve your browsing experience and ensure proper site functionality.

2.2 What Are Cookies

Cookies are small text files stored on your device when you visit a website. They help websites remember information about your visit, such as language preferences or pages viewed.

2.3 Types of Cookies We Use

  • Essential Cookies: Required for the basic functioning of the website, such as navigation and access to secure areas.

  • Performance Cookies: Used to collect anonymous data on how visitors use our website, allowing us to improve functionality and usability.

  • Preference Cookies: Remember your language or region settings to enhance user experience.

We do not use advertising or third-party tracking cookies.

2.4 Managing Cookies

You can control or delete cookies through your browser settings. Most browsers allow you to refuse cookies or alert you when one is placed. Note that disabling cookies may affect certain site features.

2.5 Consent

By continuing to use worldfiscal.com, you agree to our use of cookies as described in this policy.

2.6 Updates

We may revise this Cookie Policy to reflect operational or legal changes. The updated version will be posted on our website with a revised effective date.

3. PDPA Notice (Singapore Personal Data Protection Act)

Effective Date: 25 October 2025

3.1 Purpose

This notice outlines how WorldFiscal complies with the Singapore Personal Data Protection Act 2012 (PDPA) and your rights regarding personal data collected through our website, communication channels, or professional engagements.

3.2 Collection and Consent

By submitting information to us, engaging our services, or interacting with our website, you consent to the collection, use, and disclosure of your personal data as described in our Privacy Policy. We collect only information necessary for legitimate business purposes and compliance with applicable laws.

3.3 Use of Personal Data

Your personal data may be used for:

  • Delivering and managing our services.

  • Meeting contractual and regulatory obligations.

  • Communicating with you about service updates and compliance requirements.

  • Conducting internal record-keeping and audits.

  • Responding to lawful requests by public authorities.

3.4 Access and Correction

Under the PDPA, you have the right to:

  • Request access to your personal data held by us.

  • Request correction of any inaccurate or outdated data.

  • Withdraw consent for future collection, use, or disclosure of your data.

Requests can be submitted by email to support@worldfiscal.com. Reasonable verification may be required before processing your request.

3.5 Data Protection and Retention

We maintain physical and electronic safeguards to protect your information. Personal data is retained only for as long as it is necessary for business or legal purposes, after which it will be securely deleted.

3.6 International Transfers

If your information is transferred outside Singapore for administrative or compliance purposes, WorldFiscal ensures that comparable protection standards are applied as required under the PDPA.

3.7 Data Protection Officer

For all matters related to PDPA compliance, you may contact:

Data Protection Officer
WorldFiscal – International Finance & Advisory
149 Rochor Rd, #05-12 Fu Lu Shou Complex, Singapore 188425
Email: support@worldfiscal.com Phone: +65 6337 4933

3.8 Updates

This PDPA Notice may be updated from time to time to reflect legislative or operational changes. Any revision will be dated and published on worldfiscal.com.